Medical Cannabis Insurance Coverage

Currently, medical cannabis does not have a Health Canada Drug Identification Number (DIN). As a result, it is not eligible for coverage under prescription drug plans. Instead, coverage appears as a separate provision and is payable under “All other Extended Health Care.”

Does Your Benefits Plan Cover Medical Cannabis?​

You could be eligible for coverage under your workplace benefits plan or through your individual plan. More and more Insurance companies are adding an option for medical cannabis coverage.

  • Employees with group benefits can check their insurance provider to see if cannabis is covered.
  • If your employer has added this coverage, you may be able to recover the cost of your medical cannabis.
  • If you have an individual insurance plan, contact your insurance provider for more information.

Here is a list of insurance providers that may cover the cost of your cannabis. To learn more, scroll over the image and contact them directly.

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, i.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from Shopper’s a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • Covers the cost of fresh & dried flowers/oils
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

  • Pre-authorization required
  • Purchase from a Health Canada licensed seller under the ACMPR
  • No stipulation on the product form, I.e. flower, oil, etc.
  • Certain conditions qualify

 

Supporting Documentation

To support your benefit plan coverage, you will most likely need to provide the following supporting documentation.

If you purchase cannabis “Over the Counter” from a provincial or territorial retailer, you may qualify for medical cannabis and have insurance coverage.


If you are currently using cannabis without a prescription and would like to be assessed for medical cannabis, apply now.