Medical Cannabis Insurance Coverage
Currently, medical cannabis does not have a Health Canada Drug Identification Number (DIN). As a result, it is not eligible for coverage under prescription drug plans. Instead, coverage appears as a separate provision and is payable under “All other Extended Health Care.”
Does Your Benefits Plan Cover Medical Cannabis?
You could be eligible for coverage under your workplace benefits plan or through your individual plan. More and more Insurance companies are adding an option for medical cannabis coverage.
- Employees with group benefits can check their insurance provider to see if cannabis is covered.
- If your employer has added this coverage, you may be able to recover the cost of your medical cannabis.
- If you have an individual insurance plan, contact your insurance provider for more information.
Here is a list of insurance providers that may cover the cost of your cannabis. To learn more, scroll over the image and contact them directly.
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, i.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from Shopper’s a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- Covers the cost of fresh & dried flowers/oils
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
- Pre-authorization required
- Purchase from a Health Canada licensed seller under the ACMPR
- No stipulation on the product form, I.e. flower, oil, etc.
- Certain conditions qualify
Supporting Documentation
To support your benefit plan coverage, you will most likely need to provide the following supporting documentation.
If you purchase cannabis “Over the Counter” from a provincial or territorial retailer, you may qualify for medical cannabis and have insurance coverage.
If you are currently using cannabis without a prescription and would like to be assessed for medical cannabis, apply now.